Does Insurance Cover a Service Dog? March 11th, 2021 No, it doesn’t. Health insurance under Medicare, Medicaid, or any private health insurance plan does not cover service dogs. However, expenses around service dogs can be deducted from your taxes. Related Posts How Long Does it Take to Get an ESA Letter? Can Dogs Take Allegra? Find Out Here! Can a Landlord Deny an ESA? Steroids for Dogs: Pros and Cons [therapypet_step1_form show_in_mobile="1"]