Does Insurance Cover a Service Dog? March 11th, 2021 No, it doesn’t. Health insurance under Medicare, Medicaid, or any private health insurance plan does not cover service dogs. However, expenses around service dogs can be deducted from your taxes. Related Posts How Do I Certify ESA? Do I Have to Disclose My Emotional Support Animal? The Mental Health Benefits of Owning Pets Is ESA Legitimate? [therapypet_step1_form show_in_mobile="1"]