Does Insurance Cover a Service Dog? March 11th, 2021 No, it doesn’t. Health insurance under Medicare, Medicaid, or any private health insurance plan does not cover service dogs. However, expenses around service dogs can be deducted from your taxes. Related Posts Owing a Therapy Pet What Needs to be Included in an ESA Letter? Can a Landlord Deny an ESA? Do Emotional Support Animals Pay Pet Rent? [therapypet_step1_form show_in_mobile="1"]