Does Insurance Cover a Service Dog? March 11th, 2021 No, it doesn’t. Health insurance under Medicare, Medicaid, or any private health insurance plan does not cover service dogs. However, expenses around service dogs can be deducted from your taxes. Related Posts What is the Lowest Maintenance Pet? Is an ESA a Therapy Dog? Do Dogs Forget People? How Much Are Therapy Dogs for Anxiety? [therapypet_step1_form show_in_mobile="1"]